FAQs


Who are Angel Investors

  • Individuals who invest in Start-ups and early stage companies.
  • Angels provide pro-active advice and mentoring to founders
  • Goal is to create great companies by indulging in value creation
  • AI looking for higher return than normal investments
  • Successful entrepreneurs, HNI’s, CEO’s

How to raise fund from Angel Investors

  • Submission of business plan
  • Pitching to Angel Investors
  • Due Diligence by Angel Investors
  • Finalisation of Term Sheet
  • Execution of Share-Holding Agreement

What Angel Investors look for

  • Market Potential..Angel Investors prefer J curve
  • Market Validation
  • Competition and USP
  • Leadership, Risk Appetite, Tea

    How should the Entrepreneur approach smallB for funding and submit a business plan alongwith Debt requirement?

    Please send through email to smallb@denabank.co.in and smallb.dena@gmail.com forwarding the executive summary of your business plan including the USP, management team, Financials in excel sheet. Thereafter, a meeting may be conducted between smallB and Founders of start-ups.
  
    In case, prima facie, the proposal is found suitable as per guidelines, Application Form shall be provided by branch. The Process of evaluation of the proposal involves scrutiny of a validated business plan, detailed due diligence including visit to existing facilities/ operation site etc.
   
   At First stage, Applicable Form & Executive Summary (duly filled in respect) is put up Screening Committee for in-principle approval. On Second stage, Business Plan is being validated by External Domain Expert. After positive validation of Business Plan, smallB processes the proposal and same is put up to Sanctioning Committee for final sanction.

     In which sectors, smallB takes the exposures ?

   We extends the credit facilities in wide range of growth sectors, such as life sciences, light engineering, food processing, information technology, infrastructure related services, healthcare, mobile, internet, media etc, which are qualified as MSE category as per RBI guidelines and eligible for CGTMSE Coverage.